Online Banking Log In

Our Products

Sign In 877-611-3118

Checking Accounts

Bank Better Checking

Teal Checking

50+ Gold Checking

1 BillPay includes 10 free transactions per Access ID per month. Additional transactions are $.55 each.
2 Foreign ATM transaction fees may apply.
3 Free Checking customers who enroll in Online Banking must also enroll in eStatements to receive a monthly statement electronically; otherwise, a $5 duplicate statement fee will be charged monthly.

Amount Needed to Get Started

$100

Monthly Service Fee

$0

1 BillPay includes 10 free transactions per Access ID per month. Additional transactions are $.55 each.
2 Foreign ATM transaction fees may apply.

Minimum Balance to Avoid a Fee

$1,000

Monthly Service Fee when Daily Balance Falls Below $1,000

$10

OR, Monthly fee waived if the total daily balance in all checking, savings & money market accounts does not fall below $25,000.

  • Best for customers who are age 50 or older.
  • Tiered Interest Rate
  • Unlimited Check Writing
  • Free Online Banking with BillPay1
  • Free Instant-Issue CheckCard2
  • eStatement with Online Check Images or Paper Statement with Images
  • Free First Security Custom Checks
  • Free Safe Deposit Box First 6 Months
  • Free Cashier’s Checks
  • Free Notary Service
  • Add Security Plus Package for $5.95 Monthly
  • $100 minimum opening balance
  • Gold Club Membership with $5,000 Personal Deposit Relationship Learn More
  • Age 50+

1 BillPay includes 10 free transactions per Access ID per month. Additional transactions are $.55 each.
2 Foreign ATM transaction fees may apply.

Minimum Balance to Avoid a Fee

$0

Monthly Service Fee

$0

Savings Accounts

Money Market Investment

Regular Savings

Kids Club Savings

Christmas Club Savings

  • Best for customers who want to earn interest and don’t need unlimited access to funds
  • Tiered Interest Rate
  • Interest Credited Monthly
  • 6 Free Withdrawals per Month - withdrawals are limited to 6 per month unless performed in person.

Minimum Balance to Avoid a Fee

$2,500

Monthly Service Fee when Daily Balance Falls Below $2,500

$10

  • Best for customers who want to earn interest on excess funds
  • Earns Interest
  • Interest Credited Monthly
  • 6 Free Withdrawals per Month - withdrawals are limited to 6 per month unless performed in person.

Minimum Balance to Avoid a Fee

$100

Monthly Service Fee when Daily Balance Falls Below $100

$2.50

Kids Club SavingsKids Club Savings logo

  • Best for customers who are 17 and under and want to learn to save
  • Earns Interest
  • Interest Credited Monthly
  • Makes Saving Fun
  • Special Features for Kids
  • 6 Free Withdrawals per Month - Withdrawals are limited to 6 per month unless performed in person.

Minimum Balance to Avoid a Fee

$0

Monthly Service Fee

$0

  • Best for customers who want to save money for Christmas
  • Earns Interest
  • Interest Credited Annually
  • Account Requires Automatic Draft from FSB Account
  • Penalty for Early Withdrawal1

1 Account funds will be distributed by check annually on or before October 31. A $15 fee will be charged for each withdrawal outside of this annual distribution.

Minimum Balance to Avoid a Fee

$0

Monthly Service Fee

$0

Time Deposits

Certificates of Deposit (CD)

Individual Retirement Accounts (IRA)

  • Best for customers who want to earn higher interest rates and don’t need access to funds for a longer period
  • Fixed Interest Rates
  • Earnings Vary Depending on Terms and Balances
  • Variety of Terms to Maturity
  • Penalty for Early Withdrawal

  • Best for customers who want to save for retirement
  • Fixed and Variable Interest Rates
  • Traditional, Roth, SEP and Coverdell Education Savings Accounts
  • Earnings Vary Depending on Terms and Balances
  • Penalty for Early Withdrawal may Apply

Health Savings Account

Health Savings Account (HSA)

  • Best for customers who have a high deductible health plan
  • Tiered Interest Rate
  • Free Instant-Issue CheckCard1
  • No Minimum Balance to Avoid a Fee
  • $3 monthly service fee when daily balance falls below $1,000.
  • Must have coverage under an HSA-qualified high deductible health plan
  • Cannot have any other medical coverage
  • Cannot be enrolled in Medicare
  • Cannot be claimed as a dependent on someone else’s tax return
  • See tax advisor for details

1 Foreign ATM transaction fees may apply.

Loans

Personal Loans

Mortgage Loans

We offer competitive interest rates on personal loans. Since all loan decisions are made locally, you will receive a fast decision on your loan application and the security of knowing that when emergencies arise, your loan officer will be just down the street, ready to assist.

Looking for a Mortgage Loan? We offer all types of mortgage loans to home buyers across Arkansas. Click Here for more information about Mortgage Loan products.

First Security Mortgage Loans

Debit & Credit Cards

Debit Cards

Credit Cards

Instant Issue Chip Debit Cards

In today's world, you're constantly on the move, and fraudsters are attempting to steal your transaction information. That's why we offer products and services to fit your busy lifestyle - like our new Instant-Issue EMV-enabled Chip Debit Cards! The days of waiting weeks to receive your new debit card are over. Just stop by one of our convenient banking centers today and get your new 'chip' debit card right on the spot! Your new debit card is ready to use immediately, and you will have the security of knowing your new chip card reduces your risk of counterfeit transaction related fraud.

Benefits include:

  • Safer than Cash or Checks
  • Quick & Easy Purchase Power
  • Works like cash worldwide wherever MastercardTM is accepted
  • Use at over 500,000 ATMs worldwide
  • Real-Time Account Balance & Transaction Tracking

FSB Check Card

FSB Health Savings Account

Only in Arkansas 1

Only in Arkansas 2

View All

What makes a great credit card even better? Outstanding service from the local team you know and trust. With the Visa Gold Card from First Security, you’ll enjoy all the stability and benefits that come with a major card, along with the local touch that only comes from your local First Security Bank. You can also use your Visa Gold Card to replace those high-rate, high-fee credit, gas and department store cards to reap even more ‘cash-back’ rewards. It’s just one more way First Security is helping customers bank better.

  • Great low rate
  • Cash back rewards
  • No annual fee

All these benefits, plus friendly, local support!

Personal Credit Card