First Security Bank

• Best for customers who need a basic account with minimal fees
• Unlimited check writing
• Free Online Banking with BillPay¹
• Free Instant-Issue CheckCard²
• eStatement with Online Check Images³
• No Minimum Balance to Avoid a Monthly Service Fee

^{1 BillPay includes 10 free transactions per Access ID per month. Additional transactions are $.55 each.
2 Foreign ATM transaction fees may apply. Subject to approval.
3 Bank Better Checking customers who enroll in Online Banking must also enroll in eStatements to receive a monthly statement electronically; otherwise, a $5 duplicate statement fee will be charged monthly.}

• Best for customers who have higher balances and want to earn interest
• Tiered Interest Rate
• Unlimited Check Writing
• Free Online Banking with BillPay¹
• Free Instant-Issue CheckCard²
• eStatement with Online Check Images or Paper Statement with Images
• $100 minimum opening balance

^{1 BillPay includes 10 free transactions per Access ID per month. Additional transactions are $.55 each.
2 Foreign ATM transaction fees may apply. Subject to approval.}

• Best for customers who are age 50 or older.
• Tiered Interest Rate
• Unlimited Check Writing
• Free Online Banking with BillPay¹
• Free Instant-Issue CheckCard²
• eStatement with Online Check Images or Paper Statement with Images
• Free First Security Custom Checks
• Free Safe Deposit Box First 6 Months
• Free Cashier’s Checks
• Free Notary Service
• $100 minimum opening balance
• Gold Club Membership with $5,000 Personal Deposit Relationship Learn More
• Age 50+

^{1 BillPay includes 10 free transactions per Access ID per month. Additional transactions are $.55 each.
2 Foreign ATM transaction fees may apply. Subject to approval.}

• Best for customers who want to provide a personalized debit card for their child age 6-17 to meet their purchasing needs⁺
• Unlimited debit transactions
• Free Online & Mobile Banking
• Free Instant-Issue CheckCard¹
• eStatement-only
• Load debit card with funds transfer⁺
• SecurLOCK card controls, activity alerts and on/off functionality⁺⁺ Learn more.
• No Minimum Balance to Avoid a Monthly Service Fee

^{1 Foreign ATM transaction fees may apply. Subject to approval.}

^{+ Adult must be a First Security Bank checking account owner and enrolled in online banking.}

^{++ Adult must download and sign up for SecurLOCK Equip app.}

• Best for customers who want to earn interest and don’t need unlimited access to funds
• Tiered Interest Rate
• Interest Credited Monthly
• 6 Free Withdrawals per Month - withdrawals are limited to 6 per month unless performed in person.

• Best for customers who want to earn interest on excess funds
• Earns Interest
• Interest Credited Monthly
• 6 Free Withdrawals per Month - withdrawals are limited to 6 per month unless performed in person.

• Best for customers who are 17 and under and want to learn to save
• Earns Interest
• Interest Credited Monthly
• Makes Saving Fun
• Special Features for Kids
• 6 Free Withdrawals per Month - Withdrawals are limited to 6 per month unless performed in person.

• Best for customers who want to save money for Christmas
• Earns Interest
• Interest Credited Annually
• Account Requires Automatic Draft from FSB Account
• Penalty for Early Withdrawal¹

^{1 Account funds will be distributed by check annually on or before October 31. A $15 fee will be charged for each withdrawal outside of this annual distribution.}

• Best for customers who want to earn higher interest rates and don’t need access to funds for a longer period
• Fixed Interest Rates
• Earnings Vary Depending on Terms and Balances
• Variety of Terms to Maturity
• Penalty for Early Withdrawal

• Best for customers who want to save for retirement
• Fixed and Variable Interest Rates
• Traditional, Roth, SEP and Coverdell Education Savings Accounts
• Earnings Vary Depending on Terms and Balances
• Penalty for Early Withdrawal may Apply

• Best for customers who have a high deductible health plan
• Tiered Interest Rate
• Free Instant-Issue CheckCard¹
• $3 monthly service fee when daily balance falls below $1,000.
• Must have coverage under an HSA-qualified high deductible health plan
• Cannot have any other medical coverage
• Cannot be enrolled in Medicare
• Cannot be claimed as a dependent on someone else’s tax return
• See tax advisor for details

^{1 Foreign ATM transaction fees may apply.}

We offer competitive interest rates on personal loans. Since all loan decisions are made locally, you will receive a fast decision on your loan application and the security of knowing that when emergencies arise, your loan officer will be just down the street, ready to assist. Personal loans can be used for a wide array of purposes, including:

• Home Improvement

• Automobile

• Motorcycle

• Boat

• RV

• ATV

• Vacation

Call or stop by any First Security location or contact us to learn more.

Looking for a Mortgage Loan? We offer all types of mortgage loans to home buyers across Arkansas. Click Here for more information about Mortgage Loan products.