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Getting Started

First Time Buyers

How to Get Started

First-Time Home Buyers

Buying your first home is a big step! That's why we take extra care to walk you through the process, so you know what to expect all along the way. Our team is friendly. Knowledgeable. And ready to help open doors to your perfect home.

If you have questions or need additional information, just stop by the office, pick up the phone or send us an email. You'll also find helpful resources on this site, like printable forms and common terminology.

Ready to get started? Here we go:

  1. Complete a Prequalification form – it's simple and fast
    With our Mortgage Prequalification, First Security Mortgage makes shopping for a mortgage loan easy. Enjoy the convenience of applying online with a local, trusted name and get a response FAST! Once we have contacted you to confirm your application information, you can expect an answer in 30 minutes or less.

  2. Apply for your loan! Here's how:
    Once you choose a property, the next step is to complete your loan application, which can easily be done online. To get started, view the application here. We’ll order a property appraisal for you at the appropriate time.

  3. Your loan is approved and funded.
    You designate an escrow/title company to handle the funding of your loan, along with many other factors that make your purchase go smoothly.
    We will coordinate with the escrow team and you'll sign the final papers at their office. It’s simple, straightforward, cost effective and FAST!

Take the first step toward your first home.

Welcome, first-time homebuyers! Our friendly experts will guide you every step of the way.


Resources
  • Mortgage Checklist

  • Get Prequalified

  • Mortgage Calculators

  • Home Purchase Basics